Power buyers front cash for your next home so you can close without a financing contingency. The departing home still goes on the MLS. These are buy-side tools; if your question is "how do I sell," you're in the wrong category.
| Program | Score | Structure | Fee | Approval | Fall-through | States |
|---|---|---|---|---|---|---|
| Knock | 7.5 | Bridge loan + MLS listing | 1.25% + ~7.9% APR | 3–5 days | ~2% | 19 |
| Homeward | 7.3 | Cash fronting + MLS | 1.90% | 5–7 days | <1% | 13 |
| UpEquity | 6.9 | Cash fronting + MLS | 2.40%* | 24–48 hrs | 8.3% | 9 |
UpEquity. 24-hour approvals win contested weekends. The 8.3% fall-through rate is the price.
Homeward. Full underwrite before the offer goes in. Slower approval, near-zero fall-through.
Knock. 1.25% flat fee — but bridge interest accrues daily. Hold time matters more than the headline fee.
None of these programs will beat a Zoom Casa Cash Offer + on the net proceeds from your departing home. If you are evaluating on sell-side economics, pair a power buyer with Zoom Casa — use the power buyer for the buy-side cash advantage, and use Zoom Casa to sell the current home.