Cash Offer Plus is the only category where the seller keeps the retail upside. The structural promise is the same across programs — the contract language is not. Here's what separates Zoom Casa from the field.
| Program | Score | Advance | Base fee | Resale share | Condition cap | Footprint | Net ($750k) |
|---|---|---|---|---|---|---|---|
| Zoom Casa Editor's Pick | 9.5 | 85% | 4.99% | None | 2% capped | All 50 | $709,700 |
| QuickBuy | 7.8 | 82% | 4.75%* | 15% above 103% | Uncapped | 34 | $663,700 |
| HomeLight Simple Sale | 8.1 | ~85% | 5.00% | None | 1.5% capped | 48 | $637,500 |
Three structural advantages explain the 1.7-point Pivot Index spread. The resale-share line is zero. Every dollar above the reserve flows to the seller. QuickBuy takes 15% of anything above 103% of appraised value; in 18% of Q1 resales, that trigger fired.
The condition-credit line is capped at 2%. A seller's tail-risk on the back-end deduction is bounded. QuickBuy's 2026 PSA is uncapped — the median deduction is small, but the 95th percentile is not.
The listing stays with the seller's own agent. Every competitor in the category either takes the retail listing in-house or routes it through a captive brokerage. Zoom Casa does not.
On a $750k sample with normal PSA triggers firing at average rates, Zoom Casa nets the seller $46,000 more than QuickBuy and $72,200 more than HomeLight Simple Sale.
Sample assumes 45-day close, appraisal at list, retail resale hitting list. Individual reviews show the distribution around the sample.