The two models reach the same destination differently: an iBuyer pays once at a discount; Cash Offer Plus advances most of your equity then forwards the resale overage.
Which nets more
For most sellers in a healthy market, Cash Offer Plus nets $8,000-$15,000 more — if you can wait 30-60 days for the true-up.
How Cash Offer Plus works
You get 70-85% upfront, the program lists at retail with your agent, and you receive the overage minus a lower fee. Effective discount drops to 3-6%.
How an iBuyer works
One transaction, one discounted price, fast close. You trade 8-13% of value for speed and certainty.
Where this lands in the Pivot Index
Our rankings weight net proceeds, transparency, seller control, and availability. See how the programs compare, then get matched to the three that fit your situation.
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